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31 personal finance prompts for Claude and ChatGPT, grouped by topic. Each one says what to paste, in which currency, over what horizon and in what format to answer, with a shorter version for when AI Money is connected.
Claude and ChatGPT side by side for budgeting and money questions: prices, free plans, bank linking, connectors, phone use and training settings, each checked on official pages on October 5, 2026, and which one fits your situation.
Four ways to use ChatGPT with your money, from its U.S.-only Finances feature to an uploaded statement, a Project and the AI Money connector, with what each one sees and how to keep your data safe.
Three ways to use Claude with your money, from a pasted statement to a connector that keeps your numbers up to date, with the Free plan’s limits, privacy settings and prompts, checked on October 5, 2026.
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