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The #1 Personal Finance App & FREE AI Expenses Tracker
Stop wondering where your money goes. AI Money is the ultimate budgeting app and expense tracker that automates your life. Log expenses via WhatsApp, voice, or photo with our elite AI finance assistant.
Finally, an AI Expense Tracker App That Actually Saves You Time.
Manual logging is dead. With AI Money, you have the flexibility to manage your budget tracker however you want
A multi-currency app with support for 50+ currencies 🌍💱
WhatsApp AI Money Tracker
Log expenses in seconds. Send a text or voice note to Denis and it’ll categorize your spending instantly.
Automatic Bank SMS Tracking
We detect bank SMS and log your movements automatically. Zero effort.
AI Voice Expense Logging
Just speak to Denis. Our AI records your spending in real-time.
Smart Receipt & Photo Scanner
Snap a photo of any receipt. Our AI extracts data and logs it for you.
Custom Reports as Power BI
Visualize your money with personalized charts and deep financial insights.
Elite Finance AI
Use the world’s most powerful AI models to optimize your cash flow.
AI Finance Assistant
Denis is more than a bot it gives you real answers. Powered by advanced reasoning models, she analyzes your spending and goals to build a roadmap to wealth.
Strategic Planning: Get custom investment plans and emergency fund targets.
Smart Analysis: Understand your spending habits and savings potential in seconds.
Human-like Reasoning: The highest-valued smart finance assistant technology for complex financial questions.
AI Expense tracker app
Experience the easiest expense tracker app on the market. AI Money automates your financial logging so you can focus on living.
WhatsApp & Voice: Log expenses instantly via WhatsApp or voice-to-text.
Smart Categorization: Our AI recognizes every merchant and category with 99% accuracy.
Zero Friction: A money tracker that finally works on autopilot.
Budgeting app
Transform raw numbers into wealth. We are more than a budgeting app; we are your financial command center for data-driven decisions.
Budget Tracker: Set goals and track spending habits with intuitive visual reports.
Wealth Growth: Know exactly where to cut back to reach your long-term goals faster.
Personalized Reports: Custom charts designed for your unique financial journey.
Personal finance app
Discover the most flexible personal finance app available today. Whether you want 100% automation or precise manual control, we adapt to you.
Hybrid Logging: Toggle between AI-powered tracking and manual entry anytime.
Multi-Device Sync: Your data is always ready on mobile, tablet, and across the web.
Fully Customizable: Tailor your money tracker to fit your specific needs and categories.
Available for iOs and Android - iPad and Tablet
Real Stories: Total Control & Savings
As an accountant, I finally ditched my Excel expense tracker
I was looking for a modern alternative to log future income and payments, and this money manager exceeded my expectations. As a professional, I prefer keeping my books here rather than on spreadsheets. Highly recommended!
WhatsApp expense syncing is an absolute game-changer
Best personal finance app I've ever installed. Sending an audio message and seeing the expense logged saves me hours a month. An expense organizer you won't feel lazy to use.
My wallet and my monthly budget are finally safe
Excellent app! It helps me control those phantom expenses that leave you broke by the end of the month. Plus, the AI savings tips are super useful if you want to get out of debt. The ultimate management tool.
Smart Expense Tracker: Choose Your Plan
Master your monthly budget without the hassle. Start with our powerful free plan or dominate your wealth with AI automation.
PRO ANNUAL
Master your money with ultimate automation and AI.
SPECIAL OFFER
Unbeatable price inside the App- ✓ Unlimited WhatsApp: Log expenses via chat without opening the app.
- ✓ Autopilot: Automatic transaction tracking via Bank SMS & Apple Pay.
- ✓ Denis Insights: Smart financial health analysis & scoring.
- ✓ Pro AI Reporting: Advanced Power BI-style custom charts.
- ✓ Elite Logging: Unlimited Voice, Camera (Receipt scanning) & Text.
- ✓ Denis Reasoning: Access to our most advanced AI reasoning model.
- ✓ Zero Ads and Secure Cloud Backup.
FREE PLAN
Take control of your money today without paying a cent.
$0/mo
- ✓ Unlimited Transactions (Paid in other apps)
- ✓ Unlimited Budgets (Paid in other apps)
- ✓ Excel & PDF Exports (Paid in other apps)
- ✓ 2 Transactions per Day via WhatsApp (Paid in other apps)
- ⚠️ AI Voice & Notes (Limited)
- ⚠️ Scanner: 1 receipt/month
- ⚠️ Contains Ads
PRO MONTHLY
All the Pro power with total month-to-month flexibility.
PRO/mo
- ✓ All Pro Plan Features
- ✓ Total WhatsApp control
- ✓ SMS & Apple Pay reading
- ✓ AI Charts & Denis Insights
- ✓ Cancel anytime
The Global Expense Tracker: Available in 50+ Countries 🌍
A multi-currency personal finance app trusted by thousands worldwide.
The Ultimate Personal Finance App for Phones and iPads
Experience your finances like never before with the best budgeting app optimized for the big screen. AI Money turns your tablet into a financial command center. Monitor your budget tracker in real-time, analyze detailed expense tracker charts, and make smarter data-driven decisions—all in one scroll-free view
Frequently Asked Questions
Unlike standard apps, AI Money features Denis, an advanced AI finance assistant. You can log expenses via WhatsApp, voice notes, or photos with zero manual entry, giving you real-time control over your wealth.
It is incredibly easy. You simply send a text or audio message to your AI assistant via WhatsApp. The AI instantly categorizes the transaction and updates your budgeting app dashboard on autopilot.
Yes! AI Money offers the most comprehensive FREE plan on the market. You get unlimited transactions, custom financial reports, and smart categorization at zero cost, with optional premium reasoning models available.
Absolutely. We use bank-level encryption to protect all your data. Your privacy is our top priority. Most of your data is stored locally on your device for maximum security. For WhatsApp integrations, some records are securely stored in our database, always protected and handled with the highest security standards to ensure your personal finance experience is both smart and 100% safe.
Yes! AI Money features a smart photo scanner. Just snap a picture of your bill or receipt, and the AI will extract the data to update your budget tracker automatically.
Absolutely. AI Money syncs seamlessly across your iPhone, iPad, and Android devices. Plus, you can easily export your custom reports and financial data at any time for total control.
